“Subsidised Credit at Scale: Targeting and Concentration in Indonesia’s KUR Programme”. Journal of Business Management and Entrepreneurship 1, no. 1 (July 31, 2025): 15–27. Accessed October 16, 2026. https://researchcenterprogresif.org/ojs/index.php/jbme/article/view/subsidised-credit-at-scale-targeting-and.